Services / HRA


Health Reimbursement Agreement is an employer funded reimbursement account program designed for employees to assist with medical expenses.

Employer Benefit:

Employers can choose to raise the deductible on their current group health insurance plan, which will reduce the overall cost of the insured plan. The employer can then set up an HRA to self insure a portion of the deductible or out of pocket expenses to employees. All reimbursements to the HRA are tax-free to the employee and tax deductible to the employer.

Employers have control over how the HRA funds are spent and retain the unused portion.

Employee Benefit:

Employees have no contributions but have funds available for the out of pocket expenses the HRA plan is set up to cover.